Terms and conditions for zerpinalove services
Please read these terms carefully before using our website or subscribing to our planning service.
September 7, 2025
Acceptance of terms
By using our website or subscribing, you agree to these terms and our policies. If you do not agree, please do not use our services.
Definitions
Certain words have specific meanings in these terms:
“zerpinalove”, “we”, and “our” refer to the website and its operators.
“You” and “your” mean site visitors, users, and subscribers.
“Service” refers to our subscription-based financial planning.
“Content” includes text, images, and materials on this site.
Using our service
Services are for personal use only. Commercial use or redistribution is not permitted.
Eligibility
You must be at least 18 years old and reside in Australia to subscribe or use our services.
Proof of age or residency may be requested.
Your responsibilities
You must use the site lawfully and maintain accurate information.
Prohibited uses
The following uses are not allowed:
Intellectual property rights
All site content is owned by zerpinalove or its licensors. You may not copy, modify, or distribute any material without permission.
User content
You are responsible for any content you submit. We reserve the right to moderate or remove content.
Your rights to user content
You retain rights to your content but grant us permission to use it for site operation.
Privacy and data
We process your information as described in our privacy policy. Please review it for details on data collection and use.
View privacySite disclaimer and limitations
Our services and content are provided as-is and may change without notice.
Important disclaimer
We do not guarantee specific results. Information is general and outcomes may vary.
Limitation of liability
Our liability is limited to the maximum extent permitted by law. We are not responsible for indirect or consequential damages.
Indemnification
You agree to indemnify zerpinalove for losses or claims arising from your use of the site or breach of terms.
Resolving disputes and law
Disputes are governed by Australian law and must be resolved in Australian courts.
Arbitration
We may require disputes to be resolved by arbitration in Australia.
Arbitration does not limit your statutory rights.
Online dispute resolution
You may access Australia’s online dispute resolution resources for consumer issues.
Consumer dispute resolutionSeverability
If any part of these terms is invalid, the rest remains effective.
Entire agreement
These terms are the full agreement between you and zerpinalove.
Applicable law and jurisdiction
Australian law applies to these terms and your use of the site.
Termination
We may suspend or terminate access for violations, or if required by law.
Changes to terms
We may update these terms. Continued use means you accept changes.
Contact us about terms
Send questions about these terms to our team below.
Email address: content@zerpinalove.com
Phone number: +61 2 4881 5802
Office address: 17 Gould Road, Herston, QLD 4006 Australia
Effective date: September 7, 2025
Version: v3